“Taikang e-guarantee hospitalized medical insurance†(hereinafter referred to as “e-guarantee contractâ€) was officially launched. The public can use the personal insurance account balance for the person and parents, spouse, and children. After the insurance is insured, the hospitalization expenses can be “reported†half after being reimbursed by the medical insurance. Features You can pay for your insurance using a health insurance account Taikang Pension Insurance Liaoning Branch revealed that as long as there are citizens of Shenyang urban workers/residents' basic medical insurance, they can use the balance of medical insurance personal accounts to insure their own parents, spouses and children. After the insurance, any reasonable hospitalization expenses incurred in the general outpatient clinics of the second-level and above-level medical insurance designated hospitals, whether within the scope of the basic medical insurance catalogue or outside the scope, can be reimbursed directly according to the 50% ratio after the medical insurance reimbursement. Any health insurance insured person who has been born for 30 days and is covered by medical insurance to 60 years of age (including) can purchase it online or with the assistance of a staff member. The cost of purchasing insurance, the use of medical insurance personal accounts or bank cards to pay premiums, once insured, promised to renew to 99 years old. It is understood that the minimum premium for the "e-guarantee" is 126 yuan, and the maximum amount of protection that can be enjoyed is up to 2 million yuan per year. It is almost the Huimin insurance that everyone can participate in. The first year of insurance can also enjoy a 25% discount. Innovation Online automatic underwriting, no physical examination As an insurance product that benefits the new policy, in terms of insurance, “e-guarantee†breaks many restrictions on the products in the market: using big data to assist the insurance process, online automatic underwriting, avoiding cumbersome medical examinations. Verification and other procedures are the only inpatient medical insurance products on the market that are truly exempt from health notification. It is understood that in 2013, Shenyang City issued the "Notice on the Relevant Issues Concerning the Purchase of Personal Health Insurance for Individual Medical Insurance Individual Accounts" (Shen Renshefa [2013] No. 41), proposing "encouraging individuals to participate in commercial health insurance, etc." Various forms of supplementary insurance, while taking into account the expansion of personal account capital use functions, improve the efficiency of use." In the context of this policy, Taikang pension officially launched the inpatient medical insurance for the personal account of Shenyang citizens' medical insurance, that is, “e-guarantee.†This is also the first inpatient medical insurance for Shenyang residents who have the balance of the available medical insurance personal accounts for their own parents, spouses and children. Huimin There is no deductible threshold when making claims Compared with ordinary inpatient medical insurance with thousands of deductions and even tens of thousands of deductibles, “e-guarantee†does not set a threshold for deductibles when making claims. In terms of claims, “e-guarantee†has many innovation breakthroughs compared with similar products on the market. At the same time, in view of the difficulty of claiming for traditional insurance products and the problem of slow claims, the “e-guarantee†policyholders only need to fill in personal relevant information online, and after the medical insurance reimbursement is completed, they can get quick claims, eliminating the cumbersome procedures for mailing claims materials. . “The major illness insurance of Taikang’s old-fashioned personal insurance account has been sold in Shenyang for nearly one year. The public is very appreciative of the way to purchase health care products through the balance of medical insurance personal accounts. This is the hospitalization that can be purchased using the personal account balance of medical insurance. After medical insurance, it can help Shenyang citizens to further improve the level of medical security and realize the function of insurance and benefiting people's livelihood." Li Zhiwei, general manager of Taikang Pension Liaoning Branch, said. Shen Bao Rong reporter Mei Tianqi (Source: Shenyang Daily) Bb/Cc Cream,Bb Cream,Cc Cream,Air Cushion Cc Cream Guangzhou Lingxue Cosmetics Co., Ltd , https://www.gzlxgj188.com